Minnesota and North Dakota’s trusted injury & disability advocates for over 40 years

Personal Injury Attorneys Committed To Your Recovery

The physical pain and suffering, lost wages, expensive medical bills, and emotional distress caused by an accident are felt by every member of a family. At Reitan Law Office, PLLC, we are a family-owned and operated law firm that is dedicated to helping accident victims recover from their injuries.

Let our family help your family. Contact us today to discuss your personal injury claim. Our offices are conveniently located throughout the Twin Cities and Southern Minnesota in Chaska, Mankato and Minneapolis. We also serve North Dakota through our office in Fargo.

How Minnesota Laws Influence Personal Injury Cases In Minnesota, Chaska, Fargo And Mankato

Minnesota’s personal injury laws affect cases with cross-border elements involving nearby cities like Fargo, where Minnesota residents frequently commute for work or travel. It is important to know how these rules apply because Minnesota follows a no-fault insurance system that changes when and how an injured person can pursue compensation.

Minnesota’s no-fault framework requires most drivers to carry personal injury protection, commonly called PIP coverage. This system is designed to provide prompt payment of certain losses regardless of who caused the accident. PIP coverage applies when an accident occurs in Minnesota and involves a vehicle insured under Minnesota law, which is the case for residents of Chaska and Mankato.

For accidents near the Minnesota-North Dakota border, including travel to or from Fargo, determining which state’s laws apply can depend on where the crash occurred, the insurance policies involved and the residency of the parties.

PIP coverage in Minnesota personal injury cases limits when a claim against an at-fault driver can move forward. In general, injured individuals must first rely on their own PIP benefits, which commonly include the following:

  • Medical expenses related to accident injuries, up to the policy limits.
  • A portion of lost wages when injuries prevent a return to work.
  • Replacement services, such as help with household tasks the injured person can no longer perform.

These benefits provide immediate financial support, but they are not unlimited. Minnesota law recognizes that some injuries go beyond what PIP coverage is meant to address, which is why there are two key exceptions that allow an injured person to step outside the no-fault system. They include:

  • Medical expense exception: This applies when reasonable medical bills exceed a statutory threshold, allowing the injured party to pursue a claim against the at-fault driver.
  • Serious injury exception: It applies in cases involving permanent injury, significant disfigurement, disability lasting 60 days or more or death.

These exceptions are essential because they open the door to compensation for pain, suffering and other noneconomic losses that PIP does not cover.

Because Minnesota’s personal injury laws involve strict thresholds, detailed insurance rules and cross-border considerations, legal guidance is essential. We can assess whether PIP benefits apply, determine if an exception has been met and protect an injured person’s right to pursue full compensation under Minnesota law.

We’re Dedicated To You And Your Health

Our law firm has been serving accident victims for more than 40 years. During this time, we have handled everything from minor to catastrophic injuries and death caused by fatal accidents. No matter how complex your case is, our lawyers will work hard to get the compensation you deserve. Our past cases include:

Our attorneys bring more than 100 years of combined experience to every case we handle, giving you the skilled representation you need during this difficult time.

Understanding Your Injuries, Fighting For Compensation

After an accident, you only have one chance to obtain compensation. Agreeing to a settlement before understanding the full impact of your injuries is not a good idea.

At Reitan Law Office, PLLC, we will thoroughly review your claim and pursue the appropriate amount of compensation. Types of compensation we may pursue include:

  • Current and future medical costs
  • Current lost wages
  • Reduced future earning capacity
  • Loss of enjoyment of life
  • Pain and suffering
  • Loss of consortium
  • No-fault medical, wage loss, replacement services and primary homemaker benefits

We take time to understand how your injuries affect your daily life and future, so we can build a strong case for full and fair compensation.

Let Us Advocate For You

Hiring a personal injury attorney does not mean you will end up in court. What it does mean is that there will be someone on your side, working for your interests. Our personal injury attorneys will work closely with you to find the path that is right for you. Whether that be through litigation or negotiation and settlement, we will work together to get the compensation you deserve.

For more information about our firm or to discuss your personal injury case in detail, call us at 952-448-2800, 701-581-7854, 507-388-1800 or 612-424-6011, or contact us online. Consultations are free, and we work on a contingency basis. We only get paid attorney fees when you get compensated.