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    <title type="text">Reitan Law Office, PLLC  </title>
    <subtitle type="text">Workers&#039; Comp - Personal Injury Attorney &#124; Chaska, Mankato, Minneapolis</subtitle>

    <updated>2026-04-29T19:29:04Z</updated>

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        <entry>
            <author>
									                    <name>On Behalf of Reitan Law Office, PLLC</name>
				            </author>
            <title type="html"><![CDATA[The “Age 50 rule”: How SSA grid rules work for you]]></title>
            <link rel="alternate" type="text/html" href="https://www.reitanlawoffice.com/blog/2026/01/the-age-50-rule-how-ssa-grid-rules-work-for-you/" />
            <id>https://www.reitanlawoffice.com/?p=50822</id>
            <updated>2026-01-20T17:47:44Z</updated>
            <published>2026-01-20T17:47:44Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[In the United States, the Social Security Administration (SSA) evaluates disability claims differently once an applicant turns 50. If you have reached that milestone, it is important to know the shift on the legal standard used to determine who qualifies as disabled. For applicants under 50, the SSA typically requires proof that you cannot perform any job in the national…]]></summary>
			                <content type="html" xml:base="https://www.reitanlawoffice.com/blog/2026/01/the-age-50-rule-how-ssa-grid-rules-work-for-you/"><![CDATA[In the United States, the Social Security Administration (SSA) evaluates disability claims differently once an applicant turns 50. If you have reached that milestone, it is important to know the shift on the legal standard used to determine who qualifies as disabled.

For applicants under 50, the SSA typically requires proof that you cannot perform any job in the national economy. But once you reach that, the SSA places you in the “<a href="https://www.ssa.gov/OP_Home/cfr20/404/404-app-p02.htm" target="_blank" rel="noopener noreferrer" data-wpel-link="external">closely approaching advanced age</a>” category. At this point, this institution recognizes that it is more difficult for an older worker to move into a new line of work or learn new skills.
<h2>Grid rules and how they work</h2>
The SSA uses a series of tables called the <a href="https://secure.ssa.gov/apps10/poms.nsf/lnx/0425025001" target="_blank" rel="noopener noreferrer" data-wpel-link="external">Medical-Vocational Guidelines</a>, also known as the "Grid rules". This means that if you are 50 or older and can no longer perform the heavy labor required by your previous jobs, the "Grid" may still support a finding of disability even if you remain able to do “sedentary” or “light” work.

For instance, if a 52-year-old North Dakotan with a high school diploma and a background in manual labor suffers a back injury that restricts them to desk duties, the SSA may award disability benefits because, at this point in life, they are generally not expected to retrain for an entirely different line of work.
<h2>Transferability of skills</h2>
A key part of the age 50 evaluation is whether you have “transferable skills.” The SSA will examine your work history from the past 15 years. If your prior jobs were “unskilled,” it is generally easier to qualify for benefits. If your work was “skilled” or “semi-skilled,” the SSA may claim you can apply those abilities in a job that is less physically demanding. Handling this issue effectively is often the difference between an approval and a denial.
<h2>Medical requirements still apply</h2>
Although the age guidelines offer a major benefit, you still need to show that your medical condition is serious and expected to last at least 12 months. In North Dakota, your medical records are reviewed by <a href="https://www.hhs.nd.gov/dds" target="_blank" rel="noopener noreferrer" data-wpel-link="external">Disability Determination Services</a> (DDS), so it is important that these records clearly describe your physical or mental limitations.

Turning 50 can open a key “window” for disability approval. Knowing how the SSA weighs your age alongside your work history helps you submit a claim that can reflect your particular context. <a href="/social-security-disability/" target="_blank" rel="noopener" data-wpel-link="internal">Reach out to a lawyer</a> if you need help with these claims.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Reitan Law Office, PLLC</name>
				            </author>
            <title type="html"><![CDATA[The Impact of a Criminal Record on Your Social Security Disability Claim]]></title>
            <link rel="alternate" type="text/html" href="https://www.reitanlawoffice.com/blog/2025/11/the-impact-of-a-criminal-record-on-your-social-security-disability-claim/" />
            <id>https://www.reitanlawoffice.com/?p=50754</id>
            <updated>2025-11-25T15:55:04Z</updated>
            <published>2025-11-25T15:55:04Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) in Minnesota can feel stressful and uncertain if you have a criminal record. Many applicants worry their past mistakes might overshadow their current health struggles. A criminal record does not automatically block benefits, but it can hurt eligibility when it causes employment gaps or includes incarceration. Understanding the…]]></summary>
			                <content type="html" xml:base="https://www.reitanlawoffice.com/blog/2025/11/the-impact-of-a-criminal-record-on-your-social-security-disability-claim/"><![CDATA[Applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) in Minnesota can feel stressful and uncertain if you have a criminal record. Many applicants worry their past mistakes might overshadow their current health struggles.

A criminal record does not automatically block benefits, <a href="https://www.house.mn.gov/comm/docs/SE1OQgmcKECtujeCi2gRcw.pdf" target="_blank" rel="noopener noreferrer" data-wpel-link="external">but it can hurt eligibility</a> when it causes employment gaps or includes incarceration. Understanding the rules can ease your anxiety and help you focus on your health and recovery.
<h2>How does the SSA review applicant records?</h2>
The SSA examines how your criminal history relates to your disability. Your conviction may matter because:
<ul>
 	<li>It shows periods in jail or prison that create gaps in work history and earnings used to qualify for benefits.</li>
 	<li>It can change or worsen mental or physical conditions (for example, trauma, untreated illness or substance problems) that relate to your claim.</li>
 	<li>The SSA may also want statements describing your condition during and after incarceration.</li>
</ul>
A conviction does not automatically block benefits, but it can slow processing and mean you must provide more evidence. You can start with clear, accurate medical records and any records from incarceration up front. This should allow the SSA to focus on your disability instead of spending too much time tracking down missing evidence.
<h2>How to strengthen your claim</h2>
Keep organized records of your medical treatments, medications and daily limitations. Showing any rehab, therapy or support programs you participate in can demonstrate your commitment to stability. Document your work history and note any unemployment periods caused by incarceration to help the SSA see the full picture.
<h2>Consider professional guidance</h2>
A <a href="https://www.reitanlawoffice.com/social-security-disability/" target="_blank" rel="noopener" data-wpel-link="internal">SSD versed lawyer</a> can review your case and make sure a criminal record does not unnecessarily hurt your claim. They can explain how Minnesota law affects SSD rules, help gather evidence and guide you through appeals.

Applying with a criminal record can feel overwhelming, but careful preparation and good records improve your chances of success. Do not forget, your past should not stop you from getting the help you need.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Reitan Law Office, PLLC</name>
				            </author>
            <title type="html"><![CDATA[Social Security Disability Benefits for Children: What Parents Need to Know]]></title>
            <link rel="alternate" type="text/html" href="https://www.reitanlawoffice.com/blog/2025/09/social-security-disability-benefits-for-children-what-parents-need-to-know/" />
            <id>https://www.reitanlawoffice.com/?p=50646</id>
            <updated>2025-09-17T08:42:55Z</updated>
            <published>2025-09-17T08:42:55Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Parents in South Dakota often ask how Social Security can help a child with serious medical needs. Knowing what benefits exist and how to apply may reduce stress and protect your child’s care. Who may qualify A child may receive benefits in two ways tied to Social Security. Here’s how to receive them: Child benefits on a parent’s record: Your…]]></summary>
			                <content type="html" xml:base="https://www.reitanlawoffice.com/blog/2025/09/social-security-disability-benefits-for-children-what-parents-need-to-know/"><![CDATA[<span style="font-weight: 400;">Parents in South Dakota often ask how Social Security can help a child with serious medical needs. Knowing what benefits exist and how to apply may reduce stress and protect your child’s care.</span>
<h2><span style="font-weight: 400;">Who may qualify</span></h2>
<span style="font-weight: 400;">A child may receive benefits in two ways tied to Social Security. Here’s how to receive them:</span>
<ul>
 	<li style="font-weight: 400;" aria-level="1"><b>Child benefits on a parent’s record:</b><span style="font-weight: 400;"> Your child can receive up to 50% of a parent’s retirement or disability benefit or up to 75% if the parent is deceased. Payments stop when the child turns 18 or 19 if still in high school.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>SSI for children:</b><span style="font-weight: 400;"> Your child may qualify if a severe physical or mental impairment causes marked and severe functional limitations for at least 12 months. Family income and resources count for most applicants.</span></li>
</ul>
<span style="font-weight: 400;">In December 2023, South Dakota </span><a href="https://www.ssa.gov/policy/docs/factsheets/cong_stats/2023/sd.pdf" target="_blank" rel="noopener noreferrer" data-wpel-link="external"><span style="font-weight: 400;">reported</span></a><span style="font-weight: 400;"> 13,771 SSI recipients including 2,002 children under 18.</span>
<h2><span style="font-weight: 400;">How SSI works with health coverage</span></h2>
<span style="font-weight: 400;">When your child receives SSI, Medicaid coverage often follows. South Dakota also runs CHIP for children under 19 based on income, regardless of insurance status and disability-focused waivers for medically fragile children. These programs can cover checkups, therapies, equipment and in-home supports if your child meets program rules and cost limits.</span>
<h2><span style="font-weight: 400;">What you need to apply</span></h2>
<span style="font-weight: 400;">You can start by calling 800-772-1213 for child benefits or by applying online for child SSI. Gather documents before you apply:</span>
<ul>
 	<li style="font-weight: 400;" aria-level="1"><b>Identity and SSNs:</b><span style="font-weight: 400;"> Birth certificate and Social Security number.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>Medical evidence:</b><span style="font-weight: 400;"> Records from doctors, therapists, hospitals and schools.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>Functional details:</b><span style="font-weight: 400;"> Notes describing daily limitations at home and school.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>Income and resources:</b><span style="font-weight: 400;"> Pay stubs, benefits letters and bank statements.</span><span style="font-weight: 400;">

</span></li>
</ul>
<span style="font-weight: 400;">These records help the Social Security Administration decide if your child meets disability and financial rules. Some serious conditions may qualify for faster review.</span>
<h2><span style="font-weight: 400;">Questions to clarify before you file</span></h2>
<span style="font-weight: 400;">Write brief answers to these points to keep your filing consistent. Take note of the following:</span>
<ul>
 	<li style="font-weight: 400;" aria-level="1"><b>Onset and duration:</b><span style="font-weight: 400;"> When symptoms started and whether they last 12 months.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>Daily impact:</b><span style="font-weight: 400;"> Activities your child cannot do without help.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>School effects:</b><span style="font-weight: 400;"> IEPs, services or frequent absences tied to the condition.</span></li>
 	<li style="font-weight: 400;" aria-level="1"><b>Treatment plan:</b><span style="font-weight: 400;"> Medications, therapies and specialist referrals.</span></li>
</ul>
<span style="font-weight: 400;">These details give the Social Security Administration a clearer picture of your child’s condition and strengthen your application.</span>
<h2><span style="font-weight: 400;">What you can do next</span></h2>
<span style="font-weight: 400;">Rules can be technical and small details may change results. You may consult an attorney to </span><a href="https://www.reitanlawoffice.com/social-security-disability/" target="_blank" rel="noopener" data-wpel-link="internal"><span style="font-weight: 400;">review eligibility</span></a><span style="font-weight: 400;">, evidence and timelines for your child’s situation. </span>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Reitan Law Office, PLLC</name>
				            </author>
            <title type="html"><![CDATA[Questions you should ask witnesses right after an accident]]></title>
            <link rel="alternate" type="text/html" href="https://www.reitanlawoffice.com/blog/2025/08/questions-you-should-ask-witnesses-right-after-an-accident/" />
            <id>https://www.reitanlawoffice.com/?p=50645</id>
            <updated>2025-08-01T11:05:22Z</updated>
            <published>2025-08-01T11:05:22Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[A car crash can leave you shaken and unsure of what to do first. Sirens, traffic and adrenaline make it difficult to focus. In those moments, details slip away. Witnesses, however, may have noticed things you did not, such as a driver running a light or holding a phone. If you remember a few key questions, you can gather valuable…]]></summary>
			                <content type="html" xml:base="https://www.reitanlawoffice.com/blog/2025/08/questions-you-should-ask-witnesses-right-after-an-accident/"><![CDATA[<span style="font-weight: 400;">A car crash can leave you shaken and unsure of what to do first. Sirens, traffic and adrenaline make it difficult to focus. In those moments, details slip away. Witnesses, however, may have noticed things you did not, such as a driver running a light or holding a phone. If you remember a few key questions, you can gather valuable information before the scene clears.</span>
<h2><span style="font-weight: 400;">Can I get your name and contact information?</span></h2>
<span style="font-weight: 400;">Start here, because nothing else matters if you cannot reach the witness later. Ask them to slowly spell their full name, and request both a phone number and an email address. If your hands are shaking, open your phone’s notes app and hand it to them to type their own information. When the witness agrees, a quick photo of a driver’s license, business card or work badge ensures accuracy. Always repeat the phone number back to confirm you copied it correctly.</span>
<h2><span style="font-weight: 400;">What did you see before, during and after the crash?</span></h2>
<span style="font-weight: 400;">Guide the witness step by step through what they saw. Before the impact, ask whether they noticed the other driver </span><a href="https://www.minnpost.com/state-government/2023/06/hands-free-is-hands-free-revised-minnesota-law-cracks-down-on-drivers-handling-cellphones/" target="_blank" rel="noopener noreferrer" data-wpel-link="external"><span style="font-weight: 400;">glancing at a screen</span></a><span style="font-weight: 400;">, tailgating or weaving in traffic. During the crash, focus on clear actions such as rolling through a stop sign or failing to yield on a turn. After the impact, ask what stood out, such as the other driver apologizing or trying to leave the scene. A complete sequence helps paint a reliable timeline.</span>
<h2><span style="font-weight: 400;">Did you notice traffic, road or weather conditions?</span></h2>
<span style="font-weight: 400;">Conditions often explain why an accident happened. Ask whether traffic was heavy or light, and if they saw hazards such as potholes, standing water or debris. Weather can matter too; icy pavement, snow or blinding sun glare often play a role. Lighting is also important, so check whether the area is dark or well lit. Small details, such as a branch blocking a stop sign, can become important later.</span>
<h2><span style="font-weight: 400;">Have you spoken to anyone else about the accident?</span></h2>
<span style="font-weight: 400;">This question helps you understand where their story has already been shared. Ask whether they gave a statement to police, firefighters or paramedics. If they spoke with another driver, passenger or tow truck operator, note it clearly. Consistent accounts across witnesses and official reports are usually treated as stronger than conflicting ones. Knowing this early helps you track information and avoid surprises later.</span>
<h2><span style="font-weight: 400;">Why preparation pays off</span></h2>
<span style="font-weight: 400;">Accidents happen in seconds, but the impact lasts much longer. When drivers give different stories, a clear witness statement can tip the balance. Asking a few focused questions at the scene helps preserve details that might otherwise fade away. Taking those steps keeps you steady in a </span><a href="https://www.reitanlawoffice.com/personal-injury/motor-vehicle-accidents/" data-wpel-link="internal"><span style="font-weight: 400;">stressful moment</span></a><span style="font-weight: 400;"> and makes sure key facts are remembered. Preparation gives you a clearer picture of what happened and a stronger foundation for what follows.</span>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Reitan Law Office, PLLC</name>
				            </author>
            <title type="html"><![CDATA[How can work history affect SSDI benefits eligibility?]]></title>
            <link rel="alternate" type="text/html" href="https://www.reitanlawoffice.com/blog/2025/05/how-can-work-history-affect-ssdi-benefits-eligibility/" />
            <id>https://www.reitanlawoffice.com/?p=50638</id>
            <updated>2025-05-02T12:40:05Z</updated>
            <published>2025-05-02T12:40:05Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Applying for Social Security Disability Insurance (SSDI) benefits can be a nerve-racking process. People seeking SSDI benefits have often experienced major medical issues that have changed their lives. They can no longer work, and they may struggle to continue living independently. For many people with debilitating medical conditions, SSDI benefits are their only viable source of financial support. Some applicants…]]></summary>
			                <content type="html" xml:base="https://www.reitanlawoffice.com/blog/2025/05/how-can-work-history-affect-ssdi-benefits-eligibility/"><![CDATA[Applying for Social Security Disability Insurance (SSDI) benefits can be a nerve-racking process. People seeking SSDI benefits have often experienced major medical issues that have changed their lives. They can no longer work, and they may struggle to continue living independently.

For many people with debilitating medical conditions, SSDI benefits are their only viable source of financial support. Some applicants assume that they should qualify quickly because of how severe their medical conditions are. They may fail to consider that there is another important qualifying factor that the Social Security Administration (SSA) considers.

SSDI is an earned benefit that people become eligible for based on their employment. In addition to reviewing the medical documentation provided by the applicant, the SSA also looks at their work history. SSDI applicants need to have an adequate work history to qualify for benefits.
<h2>How long must people work to qualify?</h2>
The age of the SSDI applicant determines what work history rules apply. For applicants over the age of 31, the standard is to have accumulated at least 40 credits. Additionally, the workers should have at least 20 credits from within the last 10 years. These are the recent work test and duration work test.

In 2025, the SSA grants workers one credit <a href="https://www.ssa.gov/benefits/disability/qualify.html" data-wpel-link="external" target="_blank" rel="noopener noreferrer">per $1,810 they earn</a>. Anyone who earns $7,240 or more should receive four credits for the year, which is the maximum number people can earn annually. Even part-time and seasonal workers can typically accrue the four credits available annually. Provided that they continue working for a decade or longer, they can meet the work history requirements for SSDI benefits as an adult at or past the age of 31.

For younger applicants, a sliding scale applies. Applicants between the ages of 24 and 31 can qualify with documentation of working half of the time since they turned 21. For younger workers, SSDI benefits may be available with as little as six credits accrued with the SSA in the three years leading up to their application.

Applicants may need to review their work history in addition to discussing their medical challenges with a skilled legal team as they prepare to <a href="https://www.reitanlawoffice.com/social-security-disability/" data-wpel-link="internal">apply for SSDI benefits</a>. Learning more about eligibility criteria can help people when they need disability benefits.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Reitan Law Office, PLLC</name>
				            </author>
            <title type="html"><![CDATA[What medical conditions qualify for SSDI benefits?]]></title>
            <link rel="alternate" type="text/html" href="https://www.reitanlawoffice.com/blog/2025/02/what-medical-conditions-qualify-for-ssdi-benefits/" />
            <id>https://www.reitanlawoffice.com/?p=50636</id>
            <updated>2025-02-02T20:28:14Z</updated>
            <published>2025-02-02T20:28:14Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Some medical conditions only cause temporary symptoms. People undergo treatment and rapidly recover. Other times, medical conditions may persist or may even progress if people do not receive proper treatment for them. In some cases, medical conditions may last for years or for the rest of an individual’s life. They might face challenges related to their work. Sometimes, those with…]]></summary>
			                <content type="html" xml:base="https://www.reitanlawoffice.com/blog/2025/02/what-medical-conditions-qualify-for-ssdi-benefits/"><![CDATA[Some medical conditions only cause temporary symptoms. People undergo treatment and rapidly recover. Other times, medical conditions may persist or may even progress if people do not receive proper treatment for them.

In some cases, medical conditions may last for years or for the rest of an individual's life. They might face challenges related to their work. Sometimes, those with long-term and significant medical challenges worry about being able to support themselves when their symptoms affect their ability to perform job functions.

In specific scenarios, those professionals might be eligible to apply for Social Security Disability Insurance (SSDI) benefits. How can potential applicants determine if they qualify for SSDI benefits?
<h2>By reviewing the mandatory criteria</h2>
The Social Security Administration (SSA) provides clear information about when people <a href="https://www.ssa.gov/benefits/disability/qualify.html" data-wpel-link="external" target="_blank" rel="noopener noreferrer">qualify for SSDI benefits</a>. Not only does the SSA provide a relatively thorough list of medical conditions that can qualify, but the organization also provides an explanation of the standards used to analyze individual applications.

There are 14 different categories of qualifying conditions, ranging from endocrine disorders and mental health challenges to respiratory disorders. Not everyone with a listed condition necessarily qualifies, and people can qualify for benefits with medical issues not included on the list.

What matters most is not necessarily a specific diagnosis but instead the duration of an individual's symptoms and the overall severity of the condition. Generally speaking, applicants need to have conditions that are so debilitating they can no longer work at all.

People who have to transfer to different jobs may not be eligible for benefits because they can still work. There are some exceptions to this rule if the worker has performed arduous manual labor for decades and has a marginal education. For most people, however, there must be proof that a condition prevents them from maintaining any kind of gainful employment.

The condition also needs to last for 12 months or longer for an applicant to be eligible for SSDI coverage. Completely debilitating medical conditions that resolve in less than a year typically do not qualify individuals for benefits unless they are terminal conditions.

People looking for ways to support themselves when dealing with medical challenges may need help reviewing the SSA's policies and objectively analyzing their current circumstances. Learning more about the rules that govern <a href="https://www.reitanlawoffice.com/social-security-disability/" data-wpel-link="internal">SSDI benefits</a> may help people determine whether applying is a worthwhile endeavor.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Reitan Law Office, PLLC</name>
				            </author>
            <title type="html"><![CDATA[Is an SSDI appeal worth pursuing after a denied claim?]]></title>
            <link rel="alternate" type="text/html" href="https://www.reitanlawoffice.com/blog/2024/10/is-an-ssdi-appeal-worth-pursuing-after-a-denied-claim/" />
            <id>https://www.reitanlawoffice.com/?p=50601</id>
            <updated>2024-10-30T13:10:33Z</updated>
            <published>2024-10-30T13:10:33Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Workers contribute a portion of their income to Social Security with every paycheck. Self-employed professionals, including independent contractors and small business owners, make quarterly contributions toward taxes that include funds for Social Security. The Social Security Administration (SSA) uses the funds gathered from workers to fund several crucial benefits programs. Many people only apply for benefits from the SSA after…]]></summary>
			                <content type="html" xml:base="https://www.reitanlawoffice.com/blog/2024/10/is-an-ssdi-appeal-worth-pursuing-after-a-denied-claim/"><![CDATA[Workers contribute a portion of their income to Social Security with every paycheck. Self-employed professionals, including independent contractors and small business owners, make quarterly contributions toward taxes that include funds for Social Security. The Social Security Administration (SSA) uses the funds gathered from workers to fund several crucial benefits programs.

Many people only apply for benefits from the SSA after they retire, but some need help before then. Those who develop disabling medical conditions may be eligible for Social Security Disability Insurance (SSDI) benefits. If a working adult becomes incapable of maintaining any form of gainful employment due to medical challenges, they can potentially apply for SSDI benefits.

Many applicants do not receive approval initially, but those applicants have the right to appeal. Is the time and effort invested in an SSDI appeal worthwhile for an applicant adjusting to life with a disabling medical condition?
<h2>Appeals are successful for many applicants</h2>
It can take a year or longer to finish an SSDI benefits appeal, and applicants may struggle financially while waiting. However, the alternative may be to either give up on obtaining benefits or to reapply both of which can deny people the support they deserve. For many people with seriously disabling medical conditions, appealing is a smart choice.

Determining the value of an SSDI appeal requires looking at application and approval statistics. <a href="https://www.ssa.gov/policy/docs/statcomps/di_asr/2020/sect04.html" data-wpel-link="external" target="_blank" rel="noopener noreferrer">According to the SSA</a>, an average of 21% of SSDI applicants received approval when they initially applied between 2010 and 2019. A substantial portion of those denied benefits decided to appeal.

Approximately 2% of applicants each year get benefits through a reconsideration. Another 8% obtain approval after a hearing in front of an administrative law judge. Roughly 10% of SSDI applicants receive their benefits after an appeal, raising the final average approval rate to approximately 31%. Those who successfully appeal can receive backdated benefits in a lump sum. Those funds can help them catch up on past-due bills. People who reapply may lose out on those backdated benefits.

Understanding what happens during the <a href="https://www.reitanlawoffice.com/social-security-disability/the-ssdi-process/" data-wpel-link="internal">SSDI application and appeals processes</a> can help people understand if an appeal is worthwhile. Applicants who have the right support may have a better chance of getting benefits when they initially apply or of prevailing when they appeal.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Reitan Law Office, PLLC</name>
				            </author>
            <title type="html"><![CDATA[3 costs people often forget about when negotiating a crash settlement]]></title>
            <link rel="alternate" type="text/html" href="https://www.reitanlawoffice.com/blog/2024/08/3-costs-people-often-forget-about-when-negotiating-a-crash-settlement/" />
            <id>https://www.reitanlawoffice.com/?p=50591</id>
            <updated>2024-08-03T16:02:36Z</updated>
            <published>2024-08-03T16:02:36Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Handling insurance negotiations is stressful. Someone already coping with significant injuries may find it difficult to remain calm and focused during insurance negotiations. They can easily make mistakes that put them at a disadvantage and reduce how much they ultimately receive. For example, those negotiating a settlement with a single, lump-sum payment frequently overlook certain expenses when estimating how much…]]></summary>
			                <content type="html" xml:base="https://www.reitanlawoffice.com/blog/2024/08/3-costs-people-often-forget-about-when-negotiating-a-crash-settlement/"><![CDATA[Handling insurance negotiations is stressful. Someone already coping with significant injuries may find it difficult to remain calm and focused during insurance negotiations. They can easily make mistakes that put them at a disadvantage and reduce how much they ultimately receive.

For example, those negotiating a settlement with a single, lump-sum payment frequently overlook certain expenses when estimating how much a collision may cost them. Such mistakes may result in them settling for far less than they actually deserve.

What costs do people frequently forget to include when negotiating an insurance settlement?
<h2>Future medical expenses</h2>
Obviously, people rely on insurance or the personal resources of the driver who caused the crash to cover their current medical expenses. However, people sometimes forget that they may have continued medical care needs for years after a significant injury. They may require thousands of dollars in additional support over the years. Physical therapy, pain management and care related to how injuries affect aging are all important considerations when estimating the medical cost of a crash injury.
<h2>Diminished vehicle value</h2>
People dealing with a damaged vehicle understand that the other driver is probably responsible for their actual repair costs. What they may overlook is the impact the collision has on the vehicle's resale value. With online vehicle reports available to most buyers, a prior collision can diminish resale value on the secondary market or trade-in value at a dealership. Depending on the make and model of the vehicle, <a href="https://www.bankrate.com/insurance/car/diminished-value-claim/" data-wpel-link="external" target="_blank" rel="noopener noreferrer">that diminished value</a> could potentially be thousands of dollars.
<h2>Reduced earning potential</h2>
Seeking compensation for lost wages is commonplace. Fewer people recognize the potential loss related to their diminished earning potential. Missing work can have a chilling effect on someone's career advancement that lasts for years. Injuries that cause functional limitations can affect job performance. Disfiguring scars can also reduce someone's long-term earning potential in many careers. People have to think about not just the income they didn't earn while in the hospital but also how a crash might affect their career advancement for years to come.

When injuries are serious enough to put someone in the hospital, a thorough review of financial losses is often necessary. Otherwise, people might settle for far less than the long-term financial impacts of a <a href="https://www.reitanlawoffice.com/personal-injury/motor-vehicle-accidents/" data-wpel-link="internal">car crash</a> warrant. Having assistance while calculating the economic consequences of a collision can be beneficial for those worried about limiting crash-related losses.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Reitan Law Office, PLLC</name>
				            </author>
            <title type="html"><![CDATA[Can you afford an SSDI attorney?]]></title>
            <link rel="alternate" type="text/html" href="https://www.reitanlawoffice.com/blog/2024/07/can-you-afford-an-ssdi-attorney/" />
            <id>https://www.reitanlawoffice.com/?p=50574</id>
            <updated>2024-07-08T20:07:20Z</updated>
            <published>2024-07-08T20:06:52Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[If your health leaves you unable to work, applying for Social Security Disability Insurance (SSDI) can be a complex task. Navigating the legal requirements can be overwhelming, and you may be uncertain about how to move forward. This is where SSDI attorneys come in, providing crucial assistance to ensure your application is as strong as possible. In fact, one 2017…]]></summary>
			                <content type="html" xml:base="https://www.reitanlawoffice.com/blog/2024/07/can-you-afford-an-ssdi-attorney/"><![CDATA[If your health leaves you unable to work, applying for Social Security Disability Insurance (SSDI) can be a complex task. Navigating the legal requirements can be overwhelming, and you may be uncertain about how to move forward.

This is where SSDI attorneys come in, providing crucial assistance to ensure your application is as strong as possible. In fact, <a href="https://www.gao.gov/assets/gao-18-37.pdf" data-wpel-link="external" target="_blank" rel="noopener noreferrer">one 2017 report</a> found that applicants were around three times as likely to receive benefits if they had help from a representative like an attorney. However, many people are hesitant to seek legal help in Fargo due to concerns about costs. What should you know about how hiring an attorney could impact your finances?
<h2>Contingency fees mean that you pay nothing unless you receive benefits.</h2>
The most common payment structure for SSDI attorneys is the contingency fee basis. This means that the attorney only gets paid if you win your case. If your application for SSDI benefits is successful, the attorney’s pay is a portion of the retroactive benefits you receive. All attorney fees are contingent upon winning your case, which can provide significant relief if you are already struggling financially due to your disability.
<h2>The government limits fees for disability attorneys.</h2>
It's important to note that the fees SSDI attorneys can charge are regulated by the Social Security Administration (SSA). The standard fee agreement usually allows the attorney to receive 25% of your back pay, up to <a href="https://www.ssa.gov/representation/fee_agreements.htm" target="_blank" rel="noopener noreferrer" data-wpel-link="external">a maximum of $7,200</a>. These caps are in place to protect applicants from excessive legal fees and to make legal services accessible to those who need them.
<h2>Free initial consultations allow you to discuss your case at no cost.</h2>
Many SSDI attorneys offer a free initial consultation. This meeting allows you to have a conversation with an attorney without any financial commitment. It’s an opportunity for you to understand more about the SSDI process, gauge the strength of your case and decide whether the attorney is the right fit for you.

When you cannot work, you may wonder how you will provide for your family and pay for <a href="https://www.reitanlawoffice.com/social-security-disability/" target="_blank" rel="noopener" data-wpel-link="internal">the assistance of an SSDI attorney</a> in Fargo, North Dakota. Thankfully, it is possible for many people to afford this support, helping them get the financial support they need.]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Reitan Law Office, PLLC</name>
				            </author>
            <title type="html"><![CDATA[When dementia strikes before one’s retirement years, SSDI can help]]></title>
            <link rel="alternate" type="text/html" href="https://www.reitanlawoffice.com/blog/2024/05/when-dementia-strikes-before-ones-retirement-years-ssdi-can-help/" />
            <id>https://www.reitanlawoffice.com/?p=50573</id>
            <updated>2024-05-07T23:46:03Z</updated>
            <published>2024-05-07T23:46:03Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Everyone who suffers from dementia conditions (including Alzheimer’s disease) isn’t of retirement age. While these conditions most commonly affect those in their senior years, they can strike younger adults too. In fact, early-onset Alzheimer’s can affect people in their 40s or 50s and sometimes even younger. Since younger and middle-age adults and their loved ones may not attribute their symptoms…]]></summary>
			                <content type="html" xml:base="https://www.reitanlawoffice.com/blog/2024/05/when-dementia-strikes-before-ones-retirement-years-ssdi-can-help/"><![CDATA[Everyone who suffers from dementia conditions (including Alzheimer’s disease) isn’t of retirement age. While these conditions most commonly affect those in their senior years, they can strike younger adults too. In fact, early-onset Alzheimer’s can affect people in their 40s or 50s and sometimes even younger.

Since younger and middle-age adults and their loved ones may not attribute their symptoms to dementia, the condition can be fairly advanced by the time it’s diagnosed. They often write off the symptoms as having too much on their minds or simply as the result of getting older – even if they’re far from elderly. By the time they see a doctor and get a diagnosis, they’re probably already having difficulty doing their job – whatever it is.

If this is what has happened to you, the thought of having to stop working when you thought you had many years left to provide for yourself and your family can be extremely frightening. <a href="https://www.alz.org/help-support/caregiving/financial-legal-planning/social-security-disability?fbclid=IwAR0MJDwMdgYzJmCkpnu6ozKeZZYt6sQr23ISzbtyzckboyOiM3pVu0t1JjA" data-wpel-link="external" target="_blank" rel="noopener noreferrer">Social Security Disability Insurance (SSDI)</a> can make a big difference to your financial well-being.
<h2>What is the CAL initiative?</h2>
While getting approved for SSDI is often a long and difficult process, the Social Security Administration (SSA) expedites it for people who have an irreversible condition that clearly prevents them from earning a living. It’s called the <a href="https://www.alz.org/help-support/caregiving/financial-legal-planning/social-security-disability#:~:text=The%20following%20diseases%20are%20currently,Creutzfeldt%2DJakob%20disease%20(CJD)" data-wpel-link="external" target="_blank" rel="noopener noreferrer">Compassionate Allowances (CAL) initiative</a>.

In addition to Alzheimer’s disease, the CAL initiative can be used for those suffering from other conditions involving dementia. These include:
<ul>
 	<li>Adult-onset Huntington disease</li>
 	<li>Creutzfeldt-Jakob disease (CJD)</li>
 	<li>Frontotemporal dementia (FTD)</li>
 	<li>Lewy body dementia</li>
 	<li>Primary progressive aphasia (PPA)</li>
 	<li>Progressive supranuclear palsy (PSP)</li>
</ul>
While the CAL initiative is an expedited process, that doesn’t mean that all applications are easily approved. It’s critical not just to complete the application correctly and thoroughly, but to provide the necessary evidence regarding your diagnosis, your prognosis and how the condition affects your ability to work.

By providing an accurate, complete and persuasive initial application, you can improve your chances of getting approved the first time around and without an undue wait time. That’s why it’s often worthwhile to <a href="https://www.reitanlawoffice.com/social-security-disability/" data-wpel-link="internal">have experienced legal guidance</a>. This can help you get the benefits you need as soon as possible.]]></content>
						        </entry>
	</feed>